Property Legal Fees and Stamp Duty Calculator Malaysia 2026
For a quotation (including disbursements) and to confirm your transaction details, please contact The Law Chambers of Gurvin.
Show rates used
Legal Fees (SRO 2023 – Table A)
- First RM500,000: 1.25% (minimum RM500)
- Next RM7,000,000: 1%
- Exceeding RM7,500,000: negotiable on excess (max 1%)
Stamp Duty
- Transfer (MOT/SPA): 1% first RM100,000; 2% next RM400,000; 3% next RM500,000; 4% above RM1,000,000
- Loan: 0.5% of loan amount
- Loan amount may be rounded up to nearest RM1,000 if enabled.
Monthly Instalment (Formula)
- Monthly rate = (annual interest % ÷ 100) ÷ 12
- n = tenure (years) × 12 months
- Monthly payment = P × r × (1+r)n ÷ ((1+r)n − 1)
Buying a property in Malaysia involves more than the purchase price. A purchaser may also need to budget for SPA legal fees, Memorandum of Transfer (MOT) stamp duty, loan agreement legal fees, loan stamp duty and other transaction-related expenses.
Our Property Legal Fees and Stamp Duty Calculator Malaysia provides an estimate of the main legal fees and stamp duty commonly associated with a property purchase.
Enter the relevant property price and financing amount into the calculator above to estimate the applicable costs.
The calculator is intended as a general guide. The final amount may differ depending on the nature of the transaction, adjudicated value of the property, financing structure, applicable exemptions or remissions, additional documents and disbursements.
Disclaimer: This calculator is provided for general estimation purposes only and should not be treated as legal advice. Actual costs may vary depending on the tenancy terms, applicable regulations and disbursements.
What Does the Legal Fees and Stamp Duty Calculator Malaysia Cover?
Our Legal Fees and Stamp Duty Calculator is designed primarily for property sale, purchase, transfer and financing transactions.
Depending on the information entered, the calculator can assist in estimating:
- Sale and Purchase Agreement (SPA) legal fees;
- Memorandum of Transfer (MOT) stamp duty;
- property transfer stamp duty;
- loan agreement legal fees; and
- loan agreement stamp duty.
These are separate costs. For example, the legal fee payable to a solicitor for handling a conveyancing transaction should not be confused with stamp duty payable on an instrument.
In Malaysia, solicitors’ remuneration for specified non-contentious conveyancing work is governed by the Solicitors’ Remuneration Order 2023 (SRO 2023). The SRO 2023 came into operation on 15 July 2023.
For the current remuneration framework, see the Solicitors’ Remuneration Order 2023 published by the Malaysian Bar.
Stamp duty, on the other hand, is imposed under the Stamp Act 1949. HASiL explains that stamp duty is imposed on instruments rather than the underlying transaction itself.
SPA Legal Fees Calculator Malaysia
A Sale and Purchase Agreement (SPA) records the terms agreed between the seller and purchaser for the sale and purchase of the property.
For a typical subsale property transaction, the purchaser’s solicitor may carry out work including reviewing the property and title particulars, preparing or reviewing the SPA, conducting relevant searches, advising on the transaction, attending to completion requirements and preparing or completing the relevant transfer documentation.
Under Table A of the First Schedule to the Solicitors’ Remuneration Order 2023, the scale fee for a sale and transfer is presently:
| Consideration or Adjudicated Value | Scale Fee |
|---|---|
| First RM500,000 | 1.25%, subject to a minimum of RM500 |
| Next RM7,000,000 | 1% |
| Above RM7,500,000 | Negotiable on the excess, but not exceeding 1% of the excess |
Accordingly, an SPA legal fees calculator applies the relevant scale to provide an estimated legal fee based on the transaction value.
The SRO also contains separate provisions for transactions governed by the Housing Development (Control and Licensing) Act 1966, so the applicable legal fee for a developer transaction may differ from an ordinary subsale transaction.
The calculator should therefore be treated as an estimate rather than a final quotation.
MOT Stamp Duty Calculator Malaysia
The Memorandum of Transfer, commonly referred to as the MOT, is the prescribed instrument used to transfer registered ownership of property where the relevant individual or strata title has been issued and the transfer is capable of registration.
For this reason, purchasers frequently search for an MOT calculator Malaysia or MOT stamp duty calculator when estimating the total cost of acquiring a property.
Stamp duty on a transfer of property is generally calculated based on the consideration or market value of the property, whichever is higher, subject to the applicable provisions of the Stamp Act 1949.
For transfers falling within Item 32(a) of the First Schedule, the progressive rates are:
| Property Value Band | Stamp Duty Rate |
| First RM100,000 | 1% |
| RM100,001 – RM500,000 | 2% |
| RM500,001 – RM1,000,000 | 3% |
| Above RM1,000,000 | 4% |
For example, if the relevant value of a property is RM800,000, the basic calculation would be:
- First RM100,000 × 1% = RM1,000
- Next RM400,000 × 2% = RM8,000
- Remaining RM300,000 × 3% = RM9,000
Estimated MOT stamp duty = RM18,000.
This example assumes the ordinary rate under Item 32(a) and does not take into account any exemption, remission or different statutory treatment that may apply to the particular purchaser or transaction.
The current statutory rates can be checked against the Stamp Act 1949 published by HASiL.
Stamp Duty, LHDN and Property Transfers in Malaysia
In Malaysia, stamp duty is administered by the Lembaga Hasil Dalam Negeri Malaysia (LHDN/HASIL) under the Stamp Act 1949. Stamp duty is generally imposed on instruments rather than the underlying transaction itself. For property transactions, this may include instruments transferring property and instruments relating to financing or security.
The amount shown by our Legal Fees and Stamp Duty Calculator Malaysia is therefore an estimate based on the information entered. The final stamp duty may be affected by the value adopted for assessment and any exemption, remission or other applicable statutory provision.
Property purchasers can refer to the official LHDN/HASIL Stamp Duty portal for information concerning stamp duty, available reliefs, exemption orders, payment and stamping requirements.
For property valuation, the Jabatan Penilaian dan Perkhidmatan Harta (JPPH) explains that the basis for stamp-duty valuation on a property transfer is the consideration or market value, whichever is greater. JPPH Stamp Duty guidance provides further information on the valuation process.
How Is Property Stamp Duty Calculated in Malaysia?
A property stamp duty calculator should not simply assume that the SPA purchase price will always be the final value used for stamp duty.
For a property transfer, the relevant basis can be the consideration stated in the transaction or the property’s market value, whichever is higher.
The Valuation and Property Services Department (Jabatan Penilaian dan Perkhidmatan Harta or JPPH) has a role in property valuation for stamp-duty purposes. Where valuation is required, the value determined through the adjudication process can therefore affect the final stamp duty payable.
More information is available from the Valuation and Property Services Department’s Stamp Duty guidance.
This is why the amount produced by an online stamp duty calculator Malaysia should be regarded as an estimate until the relevant documentation and circumstances have been considered.
Stamp Duty for Non-Citizen Property Purchasers
The citizenship or residency status of a purchaser may also affect the applicable stamp duty.
The current First Schedule to the Stamp Act 1949 contains a separate provision under Item 32(aa) for a sale of property to a foreign company or a person who is not a Malaysian citizen and not a permanent resident.
Accordingly, a non-citizen purchaser should not automatically rely on the ordinary progressive MOT calculation above.
If you are purchasing property as a foreign purchaser, the applicable stamp duty and any State Authority requirements should be checked specifically for the proposed transaction.
Loan Agreement Legal Fees Calculator Malaysia
Where a property purchase is financed by a bank or financial institution, the financing documentation is a separate legal transaction from the SPA.
The Third Schedule of the Solicitors’ Remuneration Order 2023 deals with charges, debentures and other security or financing documents.
For the principal financing instrument under Table A, the current scale includes:
| Amount Secured or Financed | Scale Fee |
| First RM500,000 | 1.25%, subject to a minimum of RM500 |
| Next RM7,000,000 | 1% |
| Above RM7,500,000 | Negotiable on the excess, but not exceeding 1% of the excess |
Therefore, the loan legal fee calculator is generally based on the amount secured or financed rather than simply the property’s purchase price.
For example, a purchaser may buy a property for RM800,000 but obtain financing of RM720,000. The SPA/transfer calculation and the financing legal-fee calculation are therefore not necessarily based on the same figure.
The financing structure and documents required by the financier may also affect the eventual costs.
Loan Stamp Duty Calculator Malaysia
Apart from legal fees, financing documents may also attract stamp duty under the Stamp Act 1949.
The exact duty depends on the nature and structure of the financing instrument. Accordingly, the result shown by a loan stamp duty calculator is an estimate based on the information entered and the ordinary treatment applicable to the relevant financing instrument.
A purchaser taking financing should therefore budget separately for:
Property purchase costs
→ SPA / conveyancing legal fees
→ MOT or transfer stamp duty
and
Financing costs
→ loan agreement legal fees
→ stamp duty on the financing/security instrument
Separating these costs makes it easier to estimate the cash required to complete a property purchase.
Monthly Loan Instalment Calculator
Our Monthly Loan Instalment Calculator provides an estimated monthly repayment based on the loan amount, interest rate and loan tenure entered.
For example, if a property costs RM800,000 with a 90% margin of finance, the estimated loan amount is RM720,000. The calculator then uses the selected interest rate and loan tenure to estimate the monthly instalment.
The calculation is for general budgeting purposes only. Actual monthly repayments may vary depending on the bank’s approved financing amount, interest or profit rate, loan package and financing terms.
Example: Legal Fees and Stamp Duty Calculator When Buying a Property
Consider a purchaser buying a subsale property in Malaysia for RM800,000, with financing of RM720,000.
For illustration, the SPA legal fee under the ordinary Table A scale would be calculated as:
First RM500,000 × 1.25% = RM6,250
Remaining RM300,000 × 1% = RM3,000
Indicative SPA scale fee = RM9,250
For the MOT, assuming RM800,000 is the relevant dutiable value and the ordinary Item 32(a) rates apply:
First RM100,000 × 1% = RM1,000
Next RM400,000 × 2% = RM8,000
Remaining RM300,000 × 3% = RM9,000
Indicative MOT stamp duty = RM18,000
The purchaser would separately need to consider legal fees and stamp duty relating to the RM720,000 financing.
This illustration does not represent the purchaser’s complete transaction cost. Other expenses and disbursements may apply.
Other Costs When Buying a Property in Malaysia
A legal fees and stamp duty calculator Malaysia is useful for initial budgeting, but legal fees and stamp duty are not necessarily the only expenses involved in completing a conveyancing transaction.
Depending on the property and transaction, other costs may include land searches, bankruptcy searches, company searches, registration fees, consent fees, statutory declaration fees, valuation-related expenses, courier charges and other properly incurred disbursements.
The transaction may also require State Authority consent, developer documentation, redemption of an existing loan, discharge of charge or deed of receipt and reassignment, depending on the title and financing status of the property.
The exact requirements should therefore be determined from the documents relating to the particular property.
Legal Fees Under the Solicitors' Remuneration Order 2023
The distinction between legal fees and disbursements is important when using a property legal fee calculator.
Legal fees refer to the solicitor’s professional remuneration. Disbursements are expenses properly incurred in carrying out the transaction and may be payable separately.
The SRO 2023 also contains different schedules and rules for different types of non-contentious work. The correct fee cannot always be determined merely by multiplying the property price by a percentage.
The nature of the transaction should first be identified — for example, whether it is a subsale, developer transaction, transfer, financing transaction or another form of conveyance.
For further information on conveyancing practice and the SRO 2023, users may refer to the Malaysian Bar Conveyancing Practice resources.
Why Use a Property Legal Fees and Stamp Duty Calculator Malaysia?
Before signing an SPA, a purchaser should have an idea of the additional costs that may arise beyond the agreed purchase price.
Using a property legal fees calculator can help a purchaser estimate the amount that may need to be budgeted for:
- SPA and conveyancing legal fees;
- MOT stamp duty;
- financing legal fees;
- loan stamp duty; and
- other transaction expenses.
However, an online calculator cannot determine issues such as the property’s legal status, restrictions in interest, consent requirements, existing encumbrances, the appropriate transaction structure or whether a particular exemption or remission applies.
These matters require consideration of the actual transaction and supporting documents.
Frequently Asked Questions
How much are SPA legal fees in Malaysia?
For an ordinary sale and transfer falling under Table A of the First Schedule to the Solicitors’ Remuneration Order 2023, the scale starts at 1.25% on the first RM500,000, subject to a minimum fee of RM500, followed by 1% on the next RM7 million. Different provisions may apply to transactions governed by housing development legislation and to other types of transactions.
How do I calculate MOT stamp duty in Malaysia?
For an ordinary property transfer under Item 32(a) of the First Schedule to the Stamp Act 1949, stamp duty is progressively charged at 1% on the first RM100,000, 2% from RM100,001 to RM500,000, 3% from RM500,001 to RM1 million and 4% above RM1 million, based on the consideration or market value, whichever is higher.
Is MOT stamp duty the same as SPA legal fees?
No. MOT stamp duty is duty imposed on the transfer instrument, whereas SPA legal fees are professional fees for legal work relating to the sale and purchase transaction. They are separate components of the cost of buying a property.
Are loan legal fees included in SPA legal fees?
Generally, the financing transaction is separate from the sale and purchase transaction. Legal fees for financing documentation are governed separately under the Solicitors’ Remuneration Order 2023 and are generally calculated with reference to the amount secured or financed.
Is the property purchase price always used to calculate stamp duty?
Not necessarily. For a property transfer, stamp duty may be based on the consideration or the market value of the property, whichever is higher. The adjudication and valuation process may therefore affect the final amount payable.
Does the calculator include all costs of buying a house?
No. The calculator provides estimates of the principal items stated in the calculator. Search fees, registration charges, consent fees, valuation expenses, taxes, additional documents and other disbursements may apply depending on the transaction.
Can a first-time home buyer receive a stamp duty exemption?
Stamp duty exemptions and remissions depend on the legislation and exemption orders in force at the relevant time and the purchaser’s eligibility. They can change and should be checked against the current exemption orders before relying on an estimated saving.
Is this calculator for tenancy agreement stamp duty?
No. This calculator is primarily intended for property purchases, transfers and financing. If you are calculating stamp duty for a rental or tenancy agreement, use our separate Tenancy Agreement Stamp Duty Calculator Malaysia.
Speak to a Conveyancing Lawyer
An online legal fees and stamp duty calculator is useful for budgeting, but the final legal fees, stamp duty and disbursements depend on the actual property transaction.
The Law Chambers of Gurvin assists clients with property transactions including Sale and Purchase Agreements, property transfers, financing documentation, Memorandum of Transfer, discharge of charge and other conveyancing matters.
The Law Chambers of Gurvin is based in Kuala Lumpur and assists purchasers, vendors and property owners with conveyancing matters involving properties in areas such as Setapak, Wangsa Maju, Mont Kiara, Cheras, Kepong, Sentul, Bangsar, Petaling Jaya, Subang Jaya, Shah Alam, Seremban, Klang and other parts of Kuala Lumpur , Selangor and Negeri Sembilan.